Great article Nicolas! The fact that only 55% of LATAM’s population have a bank account, is striking. Prior to business school I got the opportunity to be staffed on a project that solved for exactly that problem: How can we guarantee or at least improve financial inclusion in Chile? Long-story-short, I worked on defining the go-to-market strategy for MACH resulting in +1M users enrolled first year post-launch. It started as a ‘peer-to-peer’ solution but targeted the 70%+ Chileans with no access to financial products, revolutionizing the payment landscape. Would love to further discuss this topic with you live! I’ll share MACH’s website with you in case you want to read more about the solution I worked on: https://www.somosmach.com/